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House in Monistrol de Calders

Calle Molí

Monistrol de Calders, Barcelona • Ref: #18ED5375

€399,000
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Size

766 m²

Price / m²

€521

Rooms

5

OccupancyOccupied · legal tenantDeduced by AI
42
Calle Molí — Monistrol de Calders
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Revestimiento de piedra natural y cubierta inclinada que aparentan un estado de conservacion solido y sin danos visibles graves.
  • •Exterior: Parcela delimitada por muro de mamposteria con seto vegetal cuidado, sin acceso visual a las estancias interiores de la vivienda.

Description

Chalet aislado de 766 m² ubicado en Monistrol de Calders, Barcelona. Se trata de un chalet aislado que consta de planta semisótano, planta baja, primera y planta ático. Cuenta con una superficie de 766 m² distribuidos en salón-comedor, cocina, 5 dormitorios y 2 baños. Construido sobre una parcela de 406,74 m². El chalet aislado se sitúa en el núcleo urbano de Monistrol de Calders, teniendo buenos accesos por la B-124 y las carreteras comarcales que conectan con Moià y Manresa. Dispone de comunicaciones mediante líneas de autobús interurbano que enlazan con Manresa y otros municipios de la comarca. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. A pocos minutos del inmueble se encuentran los principales servicios municipales del municipio. Asimismo, cuenta con conexión hacia el Hospital Sant Joan de Déu de Manresa, centro sanitario de referencia de la zona. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] En la fecha de esta publicación, el inmueble se encuentra en obras de mantenimiento y adecuación. Las fotografías son anteriores a estas actuaciones y tienen carácter meramente ilustrativo y orientativo, no reflejan necesariamente el estado actual del inmueble, su distribución, sus acabados, sus instalaciones ni su estado de conservación. Las obras en curso podrían modificar los acabados y elementos que se ven en las imágenes.

Characteristics

Bathrooms

2

Year built

2006

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
8135101DG1283N0001PZ
Cadastral area
766 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 808 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 765.85m² en Monistrol de Calders a 521€/m² (mediana zona 1864€/m², delta -72.0%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 4636 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -72.0% frente a la mediana zonal (1864€/m²)

Risks

  • −784 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Monistrol de Calders, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-72.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,904 /m²
This asset
€521 /m²
Samples
4696
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€399,000
Transfer tax (ITP) 10% — Cataluña€39,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,397
Estimated total investment€441,297
Estimated refurbishment (state: mejorable)€306,500 – €536,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
8 Oct 2026
€299,000arrow_forward€399,000-33.44%

Listing intel

SourceSolvia
On the market sinceAug 2024 (808 days)
On Atalaya since25 Jul 2026
Last updated29 Oct 2026

Zone comparables

Top 5 similar properties in Monistrol de Calders by AI score

See all bank-owned properties in Monistrol de Calders

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing