AtalayaAtalaya

Apartment in Huelva

Plaza Ignacio Maria Alava, 7

Huelva • Ref: #180CA5F6

€72,000-44% vs area market
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Size

81 m²

Price / m²

€888

Rooms

3

OccupancyOccupied · no title
55
Plaza Ignacio Maria Alava, 7 — Huelva
Photo: holapisos

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (assumed poor)

Photo quality

Poor

Description

Vivienda ubicada en Huelva, ideal para familias. Con una superficie de 81 metros cuadrados construidos distribuidos en 3 habitaciones y 1 baños. Se encuentra en una zona residencial de Huelva. El entorno ofrece colegios, transporte público y supermercados cercanos, ofreciendo una excelente calidad de vida y conectividad. La zona cuenta con buenos accesos por carretera. La zona ofrece un entorno agradable con amplias aceras y zonas verdes cercanas. El municipio de Huelva cuenta con una amplia oferta de servicios sanitarios, educativos y comerciales. La ubicación permite disfrutar de un ambiente tranquilo y familiar, con todos los servicios necesarios a pocos minutos. En los alrededores se pueden encontrar farmacias, centros médicos y áreas recreativas para el disfrute de toda la familia. La red de transporte público facilita la movilidad hacia otras zonas de la provincia, ofreciendo conexiones directas y frecuentes.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 367 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 81.00m² en Huelva a 888€/m² (mediana zona 1909€/m², delta -53.5%). Sin Fotos Publicadas. Posesión desconocida. Zona baja, 282 días en mercado.

Strengths

  • +Descuento del -53.5% frente a la mediana zonal (1909€/m²)

Risks

  • −Sin fotos publicadas: riesgo de mal estado oculto

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Huelva, Huelva

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-43.7%Strong opportunity
Scope
Municipality
Zone median
€1,578 /m²
This asset
€888 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

-33.9%Strong opportunity
Scope
City
Zone median
€1,344 /m²
This asset
€888 /m²
Samples
55
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€72,000
Transfer tax (ITP) 7% — Andalucía€5,040
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,340

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2025 (367 days)
On Atalaya since30 May 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing