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Retail in Riudarenes

Riudarenes, Girona • Ref: #16CDD065

€110,000
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Size

865 m²

Price / m²

€127

OccupancyVacant
60
Retail in Riudarenes — Riudarenes
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Fabrica de ladrillo cara vista con grafitis, carpinterias tapiadas y signos evidentes de desuso prolongado.
  • •Exterior: Terreno circundante de tierra y maleza sin desbrozar, mostrando un mantenimiento completamente descuidado.
  • •Exterior: Construccion auxiliar y parcela de acceso con pavimentacion terriza irregular y falta de acondicionamiento general.

Description

Local comercial de 865 m² situado en Riudarenes, Girona. Se trata de un local comercial de 865 m² distribuidos en varias dependencias. El local se sitúa en la periferia de Riudarenes, teniendo buenos accesos por la carretera. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 865 m² but the cadastre records 1230 m² (+42%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9789916DG6298N
Cadastral area
1230 m²
Year built
1974
Cadastral use
Leisure & hospitality

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 570 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta unknown de 865.00m² en Riudarenes a 127€/m² (mediana zona 572€/m², delta %). libre. Zona baja, stock estancado (560 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 100 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −560 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Riudarenes, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-78.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€579 /m²
This asset
€127 /m²
Samples
111
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,000
Transfer tax (ITP) 10% — Cataluña€11,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€385
Estimated total investment€122,385
Estimated refurbishment (state: mejorable)€346,000 – €605,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€157,700arrow_forward€110,000-30.25%

Listing intel

SourceSolvia
On the market sinceMar 2025 (570 days)
On Atalaya since12 Sept 2026
Last updated9 Oct 2026
See all bank-owned properties in Riudarenes

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing