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Land in Murcia

Churra, Murcia • Auction • Ref: #156CE949

€286,648
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Size

651 m²

OccupancyUnconfirmed
50
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

RÚSTICA. Un trozo de tierra riego moreral de la acequia de Churra la Vieja, en el partido de Churra, del término de Murcia, según Sede Electrónica del Catastro sita en DS CARRIL PAPOS Suelo 30110 MURCIA (CHURRA), de cabida seis áreas y cincuenta y una centiáreas, y linda: Norte, Simón Aranda Caravaca; Sur, resto de la finca matriz de donde ésta se segrega; Levante, doña Teresa Albarracín Navarro, paso de aguas por medio y Poniente tierras de igual procedencia que ésta, de la misma compradora.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€304,398
Detalle cargasHIPOTECA a favor de CAJA DE AHORROS DE VALENCIA CASTELLON Y ALICANTE BANCAJA por 283000 EUR de capital, 5% para costas, 3 años de intereses moratorios al 25% y 2% para gastos. HIPOTECA a favor de BANKIA S.A. por 10040.97 EUR de principal, 15% para costas, 2 años de intereses al 4.8% y 3 años al 10.8% y 2% para gastos. ANOTACIÓN DE EMBARGO ADMINISTRATIVO a favor de AYUNTAMIENTO DE MURCIA por 18398.13 EUR.
Hipoteca€290,000
Embargos€18,398
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoExisten dos hipotecas y un embargo administrativo, lo que indica múltiples acreedores y un riesgo elevado de cargas pendientes. La finca no está coordinada con el catastro, lo que puede generar problemas de identificación y límites.

Cadastral data

Cadastral ref.
4294697XH6049S0001FH
Cadastral use
Urbanization works · undeveloped land

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
15/25
Legal liens
4/15
Zone liquidity
7/15

Subasta BOE en Murcia a 286,648€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 12 días.

Strengths

  • +Subasta inminente: cierre en 12 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin referencia zonal específica para land en esta zona
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Churra, Murcia, Murcia

Estimated acquisition costs

Asset price€286,648
Transfer tax (ITP) 8% — Murcia€22,932
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,003
Estimated total investment€311,583

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (17 days)
On Atalaya since8 Sept 2026
Last updated9 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing