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Retail in Mancha Real

Calle Juan Castillo, s/n

Mancha Real, Jaén • Ref: #1431DAE7

€74,780
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Size

271 m²

Price / m²

€275

OccupancyOccupied · legal tenant
62
Calle Juan Castillo, s/n — Mancha Real
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Edificio plurifamiliar en estado funcional aparente, con revestimiento continuo y carpinterias exteriores estandar.
  • •Balcon: Presencia de balcones con rejas metalicas y equipos de aire acondicionado adosados al exterior.
  • •Exterior: Vista a nivel de calle sin acceso visual al interior de la vivienda.

Description

Local comercial en Mancha Real, Jaén. Con una superficie de 271 m² construidos, ideal para actividad comercial o profesional. Se encuentra cerca del centro de Mancha Real. El entorno ofrece buena visibilidad y accesibilidad para clientes. La zona cuenta con buenos accesos por carretera. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. Además, la zona cuenta con una buena red de transporte público que facilita la movilidad y el acceso a las principales áreas de interés de la región.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1998

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
6222222VG4862S0003ZB
Cadastral area
271 m²
Year built
1998
Cadastral use
Commercial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 547 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
12/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
9/15

Local comercial planta unknown de 271.00m² en Mancha Real a 275€/m² (mediana zona 574€/m², delta %). con inquilino legal. Zona baja, stock estancado (543 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 71 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −543 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mancha Real, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-52.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€578 /m²
This asset
€275 /m²
Samples
79
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€74,780
Transfer tax (ITP) 7% — Andalucía€5,235
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€81,315
Estimated refurbishment (state: mejorable)€108,500 – €189,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceApr 2025 (547 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing