AtalayaAtalaya

House in Grado

Grado, Asturias • Ref: #1266E2AF

€85,000
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Size

124 m²

Price / m²

€687

Rooms

3

OccupancyVacant
59
House in Grado — Grado
Photo: Altamira
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las paredes presentan humedades y desconchones en varias estancias.
  • •La cocina tiene azulejos antiguos y falta de mobiliario, con un calentador de agua visible y cableado expuesto.
  • •Los suelos son de baldosas o parquet desgastado y sucio.
  • •Las puertas y ventanas son antiguas y muestran signos de deterioro.

Description

Casa en Podada Arriba, Grado, Asturias. Superficie: 123.8 m², 3 habitaciones, 1 baños. Equipamiento: terraza.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6779602QJ3067N
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 123.80m² en Grado a 687€/m² (mediana zona 1124€/m², delta -38.9%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (68 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 172 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -38.9% frente a la mediana zonal (1124€/m²)
  • +Altamira indica sin riesgo de ocupación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Grado, Asturias

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-47.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,314 /m²
This asset
€687 /m²
Samples
205
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€85,000
Transfer tax (ITP) 8% — Asturias€6,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€93,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
31 Jul 2026
€75,000arrow_forward€85,000-13.33%

Listing intel

SourceAltamira
On the market sinceJul 2026 (93 days)
On Atalaya since24 Jul 2026
Last updated24 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing