AtalayaAtalaya

C/arrabal Nº 26-1ºa

Alegría, Alegria-dulantzi, Álava • Apartment · Auction • Ref: #11B339DC

€252,300
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OccupancyUnconfirmed
14
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

VIVIENDA SEÑALADA CON LA LETRA "A", DE LA PLANTA PRIMERA del edificio sito en la Calle Arrabal número veintiséis del pueblo de Alegría-Dulantzi.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€252,300
Detalle cargasHIPOTECA a favor de ZIMA FINANCE DESIGNATED ACTIVITY COMPANY por 174000 EUR de principal, 26100 EUR de intereses ordinarios, 34800 EUR de intereses de demora y 17400 EUR para costas y gastos. Otra HIPOTECA a favor de ZIMA FINANCE DESIGNATED ACTIVITY COMPANY por 42000 EUR de principal, 6300 EUR de intereses ordinarios, 8400 EUR de intereses de demora y 3880 EUR para costas y gastos. AFECCIONES AL IMPUESTO por 4 años desde el 14 de noviembre de 2022.
Hipoteca€252,300
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad tiene dos hipotecas activas y una afección fiscal. La fase del procedimiento es de inicio de ejecución, lo que implica un riesgo moderado.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

14/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
0/15
BOE bonus
1/6

Subasta BOE en Alegria-dulantzi a 252,300€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 0 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 0 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alegría, Alegria-dulantzi, Álava

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€2,494 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€252,300
Transfer tax (ITP) 4% — País Vasco€10,092
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€883
Estimated total investment€264,275

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 26 August 2026 at 18:22

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (25 days)
On Atalaya since26 Aug 2026
Last updated26 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing