Land in Riudarenes

Riudarenes, Gerona • Ref: #0FC85162

€10,300

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Size

915 m²

Price / m²

€11

OccupancyUnconfirmed

Photo: Cimenta2

1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Suelo urbano de uso residencial unifamiliar en la urbanización Can Fornaca, en el municipio de Riudrenes, provincia de Girona. Dispone de una superficie desde 600 m2, hasta 800 m2. La topografía natural del terreno es llana con ligera pendiente, con fachada a dos calles. Se trata un terreno urbano consolidado La caracterización urbana, es que se trata de una zona con desarrollo finalizado, con una consolidación de nivel medio alto. Existe pavimentación, alcantarillado, suministro de agua, suministro de luz, existe suministro de gas por red general, dispone de postes de servicio telefónico, alumbrado público, la conservación de la calidad de las infraestructuras colindantes es de nivel medio. Se encuentra en una urbanización consolidada a 13 km de la Riudarenes, a 10 km de la conexión con la AP-7, autopista del Mediterráneo y a 30 km de Girona.

How to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 819 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta: —
Possession: —
Zoning: 22/25
Legal liens: 7/15
Zone liquidity: 12/15

Suelo urbano (unknown) de 915.25m² en Riudarenes a 11€/m². Sin referencia zonal. Posesión desconocida. Zona baja, más de 2 años sin vender.

Risks

−Sin referencia zonal específica para land en esta zona
−819 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Riudarenes, Gerona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-50.0%Strong opportunity

Scope: City
Zone median: €22 /m²
This asset: €11 /m²
Samples: 23
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€10,300

Transfer tax (ITP) 10% — Cataluña€1,030

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€12,630

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2

On the market sinceJun 2024 (819 days)

On Atalaya since24 Sept 2026

Last updated24 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing