AtalayaAtalaya

House in Macael

Macael, Almería • Ref: #0DF518ED

€205,000
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Size

300 m²

Price / m²

€683

Rooms

2

OccupancyUnconfirmed
41
House in Macael — Macael
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Presenta desconchones severos y humedades por capilaridad en la base de las paredes, ademas de falso techo danado.
  • •Cocina: Mobiliario muy envejecido e incompleto bajo un techo rustico de vigas de madera con irregularidades.
  • •Garaje: Se aprecian techos desmontables con placas ausentes o deterioradas, suciedad notable en el pavimento y marcas de humedad en los paramentos.

Description

Conjunto inmobiliario compuesto por vivienda independiente y parcela anexa, situado en el municipio de Macael (Almería), en un entorno tranquilo y bien comunicado. La vivienda cuenta con una superficie construida de 300 m2 en dos alturas. La planta baja se encuentra dividida en seis estancias y la planta alta, en tres estancias. Dispone de una amplia parcela con una superficie registral de 2.666 m2. La parcela anexa cuenta con una superficie de 5.333 m2 y tiene la consideración de suelo urbanizable sectorizado industrial. Los inmuebles se encuentran bien comunicados con el núcleo urbano de Macael, así como con la Autovía A-334 que une toda la comarca del mármol con la A-7.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1925504WG6312N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 300.00m² en Macael a 683€/m² (mediana zona 825€/m², delta -17.2%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 162 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 568 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Macael, Almería

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-17.0%Good price
Scope
Province (MITMA)
Zone median
€823 /m²
This asset
€683 /m²
Samples
571
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€205,000
Transfer tax (ITP) 7% — Andalucía€14,350
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€718
Estimated total investment€221,068

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€222,000arrow_forward€177,600-20%
2 Sept 2026
€177,600arrow_forward€205,000-15.43%

Listing intel

SourceCimenta2
On the market sinceAug 2026 (58 days)
On Atalaya since13 May 2026
Last updated24 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing