AtalayaAtalaya

Land in Santa Fe

Santa Fe, Granada • Ref: #0C2E8242

€18,100
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Size

266 m²

Price / m²

€68

OccupancyUnconfirmed
71
Land in Santa Fe — Santa Fe
Photo: Cimenta2
1 / 4

AI visual analysis

Automated analysis · physical condition

0 of 4 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Parcela M12-A3 (FR 20367) – Uso residencial familiar Parcela situada en el Sector P-2 de Santa Fe (Granada), ámbito urbanizable de uso mayoritariamente residencial con acceso directo a las principales vías de comunicación del área metropolitana. Las cuatro parcelas comercializadas representan conjuntamente una participación aproximada del 7,15% del sector. El solar cuenta con una superficie aproximada de 266,36 m² y se integra en un sector con planeamiento urbanístico aprobado y proyecto de reparcelación inscrito, pendiente de completar las obras de urbanización. La parcela está calificada para uso residencial familiar, con una edificabilidad de 2,60 m²t/m²s, ocupación máxima del 100% y posibilidad de construir hasta tres plantas sobre rasante. Representa una oportunidad para promotores e inversores interesados en actuaciones residenciales de menor escala dentro de un entorno con expectativas de desarrollo urbanístico y crecimiento futuro.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 834 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

71/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Zoning
15/25
Legal liens
7/15
Zone liquidity
6/15

Suelo urbanizable (uso terciario) de 266.36m² en Santa Fe a 68€/m² (mediana zona 175€/m², delta -61.0%). Posesión desconocida. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -61.0% frente a la mediana zonal (175€/m²)

Risks

  • −825 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Fe, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+25.9%Above anchor
Scope
Province (MITMA)
Zone median
€54 /m²
This asset
€68 /m²
Samples
287
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€18,100
Transfer tax (ITP) 7% — Andalucía€1,267
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€20,667

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJun 2024 (834 days)
On Atalaya since4 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing