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Piso en Rio Mundo C-13

Centro, MurciaApartmentRef: #0C08CEF5

€38,000
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Size

54 m²

Price / m²

€704

Rooms

2

OccupancyUnconfirmed
35
Piso en Rio Mundo C-13 — Centro, Murcia
Photo: Hipoges
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en Murcia. Se trata de un céntrico piso en Murcia capital, se encuentra en la cuarta plaza de un edificio de seis plantas sobre rasante y se distribuye en 2 dormitorios, 1 baño, salón-comedor, cocina y hall. Tiene suelos de gres en todas sus dependencias, carpintería de madera, persianas, cocina independiente. Está para reformar. La zona ofrece múltiples ventajas. Ubicada en una zona residencial consolidada, cuenta con viviendas de tamaño medio, lo que refleja una arquitectura tradicional y sólida. Su proximidad al centro de la ciudad facilita el acceso a una amplia gama de servicios, como centros educativos, sanitarios y comerciales. Además, la zona está bien comunicada mediante transporte público y carreteras principales, lo que permite desplazamientos eficientes dentro y fuera de la ciudad. La tranquilidad del barrio, junto con la cercanía a parques y espacios verdes, proporciona un entorno agradable para familias y personas que buscan calidad de vida en un entorno urbano. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

4

Elevator

No

Terrace

No

Parking

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5363205XH6056S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
12/15

Vivienda de 54.00m² en Murcia a 704€/m² (mediana zona 2530€/m², delta -72.2%). Requiere Reforma Integral. Posesión desconocida. Zona alta, inventario reciente (89 días).

trending_upStrengths

  • +Descuento del -72.2% frente a la mediana zonal (2530€/m²)
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-72.2%Strong opportunity
Scope
Municipality
Zone median
€2,530 /m²
This asset
€704 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-8.5%In line
Scope
City
Zone median
€769 /m²
This asset
€704 /m²
Samples
237
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€38,000
Transfer tax (ITP) 8% — Murcia€3,040
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€42,340

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing