AtalayaAtalaya

Calle Carrera de Ubeda, s/n

Santo Tomé, Jaén • House • Ref: #0B33F2FE

€3,065-98% vs area market
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Size

181 m²

Price / m²

€16

Rooms

1

OccupancyVacantDeduced by AI
59
Calle Carrera de Ubeda, s/n — Santo Tomé
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con cables a la vista y una persiana de balcón deteriorada.
  • •Exterior: La puerta de entrada está cubierta por una cortina, lo que sugiere un estado de abandono o falta de mantenimiento.

descriptionDescription

¡Oportunidad para comprar tu casa en Santo Tomé! Situada en la encantadora CALLE CARRERA DE UBEDA, esta espaciosa propiedad de segunda mano te ofrece una superficie construida de 181 m². Consta de una acogedora habitación y un baño, ideal para aquellos que buscan un espacio funcional y cómodo. La casa se encuentra en Santo Tomé, un municipio que destaca por su ambiente tranquilo y su rica historia. Vivir aquí te permitirá disfrutar de la paz de un entorno rural sin renunciar a las comodidades necesarias para el día a día. La comunidad es acogedora y el entorno natural que la rodea es simplemente espectacular. Además, la casa cuenta con una categoría de certificación energética E, lo que garantiza un consumo moderado de energía. Esta propiedad es una excelente oportunidad para aquellos que desean establecerse en una de las regiones más encantadoras de Jaén. Jaén es una provincia llena de historia, cultura y naturaleza. Conocida por sus impresionantes paisajes de olivos y su patrimonio histórico, es un lugar magnífico para vivir. Sus habitantes disfrutan de una calidad de vida envidiable, con acceso a todas las comodidades y servicios que puedas necesitar. No dejes pasar esta oportunidad única de adquirir una vivienda en un lugar tan especial como Santo Tomé, en la provincia de Jaén. ¡Contáctanos para más información y para concertar una visita!

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 181 m² but the cadastre records 66 m² (-64%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1090403VH9019S0001RF
Cadastral area
66 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5229 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 181.00m² en Santo Tomé a 16€/m² (mediana zona 876€/m², delta %). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +IA detectó: ¡Oportunidad para comprar tu casa en Santo Tomé!

warningRisks

  • −5228 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santo Tomé, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-98.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€16 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-96.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€16 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€3,065
Transfer tax (ITP) 7% — Andalucía€215
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€4,580
Estimated refurbishment (state: mejorable)€72,500 – €126,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 May 2026
€3,400arrow_forward€3,230-5%
22 Aug 2026
€3,230arrow_forward€3,065-5.11%

Listing intel

SourceAliseda
On the market sinceMay 2012 (5229 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Santo Tomé by AI score

Calle Carrera de Ubeda, s/n
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Calle Carrera de Ubeda, s/n

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€24/m² · 181 m²

View analysisarrow_forward

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing