AtalayaAtalaya

Calle Terral - Conjunto Residencial Atrium Beach -

Cala de Finestrat, Villajoyosa/vila Joiosa (la), Alicante • Apartment • Ref: #0AFC9E3B

€190,000
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Size

60 m²

Price / m²

€3,178

Rooms

1

OccupancyOccupied · legal tenantDeduced by AI
43
Calle Terral - Conjunto Residencial Atrium Beach - — Cala de Finestrat, Villajoyosa/vila Joiosa (la)
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 1 dormitorio en Villajoyosa, Alicante. La vivienda se encuentra en un edificio construido en 2002 con zonas comunes que albergan una piscina, y con una superfície de 60 m² se compone de salón-comedor, cocina americana amueblada, 1 dormitorio con armario empotrado y 1 baño, además de una amplia terraza abierta de 8 m². Situado en una zona turística de la Cala de Finestrat, esta vivienda de segunda mano y 60 m² ofrece buena conexión por transporte privado con fácil acceso a la N-332 que comunica en tan solo 10 minutos con Villajoyosa y con Benidorm. Cercana a supermercados, comercios, centro comercial, cafeterías, restaurantes, así como ubicada a 900 metros de la playa de la Cala. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2002

Pool

Yes

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 59.78 m² but the cadastre records 75 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6981601YH4668S0729MM
Cadastral area
75 m²
Year built
2002
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 264 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 59.78m² en Villajoyosa/vila Joiosa (la) a 3178€/m² (mediana zona 2039€/m², delta +55.9%). Buen Estado. Posesión con inquilino legal. Zona baja, 263 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +55.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cala de Finestrat, Villajoyosa/vila Joiosa (la), Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+55.9%Above anchor
Scope
Municipality (MITMA)
Zone median
€2,039 /m²
This asset
€3,178 /m²
Samples
158
Period
Q4-2025
Source
MITMA

account_balancevs other bank assets

+42.2%Above anchor
Scope
Postal code
Zone median
€2,235 /m²
This asset
€3,178 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€190,000
Transfer tax (ITP) 10% — Comunitat Valenciana€19,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€665
Estimated total investment€210,665

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Aug 2026
€199,000arrow_forward€190,000-4.52%

Listing intel

SourceSolvia
On the market sinceDec 2025 (264 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing