AtalayaAtalaya

House in Molina de Segura

Molina de Segura, Murcia • Ref: #08D57A49

€449,000
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Size

350 m²

Price / m²

€1,283

Rooms

1

OccupancyVacant
52
House in Molina de Segura — Molina de Segura
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada de la vivienda parece estar en buen estado general, sin signos evidentes de deterioro.
  • •Exterior: El exterior de la propiedad, incluyendo la valla y la puerta de acceso, se ve cuidado.

Description

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

2009

Pool

Yes

Air conditioning

No

Heating

Yes

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 350 m² but the cadastre records 1171 m² (+235%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9983206XH5198D0001SY
Cadastral area
1171 m²
Year built
2009
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 350.00m² en Molina de Segura a 1283€/m² (mediana zona 1418€/m², delta -9.5%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (0 días).

Strengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Molina de Segura, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-9.5%In line
Scope
Municipality
Zone median
€1,418 /m²
This asset
€1,283 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+24.0%Above anchor
Scope
Postal code
Zone median
€1,035 /m²
This asset
€1,283 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€449,000
Transfer tax (ITP) 8% — Murcia€35,920
Notary (est.)€674
Land Registry (est.)€449
Admin agency (est.)€1,572
Estimated total investment€487,615
Estimated refurbishment (state: mejorable)€140,000 – €245,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing