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AtalayaAtalaya

Avenida Alfonso Xiii

Elda, AlicanteRetailRef: #085F3CB4

€113,000
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Size

158 m²

Price / m²

€717

OccupancyVacant
69
Avenida Alfonso Xiii — Elda
Photo: Solvia
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de 157,6 m² ubicado en Elda, Alicante. Se trata de un local comercial de 157,6 m² distribuidos en varias dependencias. Cuenta con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. Incluye 3 plazas de garaje con unas superficies de 21 m² cada una. El local comercial se sitúa en el núcleo urbano de Elda, con accesos principales a través de la autovía A-31, que comunica la ciudad con Alicante y otras localidades de la comarca. En cuanto a comunicaciones públicas, Elda dispone de estación de tren de cercanías (línea C-3), estación de autobuses interurbanos y presencia de varias líneas de autobús urbano. En la zona urbana donde se encuentra el local existen servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. A pocos minutos se localizan lugares de interés como el Hospital General Universitario de Elda, el centro comercial Almafrá y el Teatro Castelar. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2208007XH9620N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1831 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
13/15

Local comercial planta calle de 157.60m² en Elda a 717€/m² (mediana zona 300€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 18 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1830 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elda, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+139.0%Above anchor
Scope
City
Zone median
€300 /m²
This asset
€717 /m²
Samples
18
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€113,000
Transfer tax (ITP) 10% — Comunitat Valenciana€11,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€396
Estimated total investment€125,696

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
31 Jul 2026
€117,000arrow_forward€113,000-3.42%

Listing intel

SourceSolvia
On the market sinceAug 2021 (1831 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing