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Duplex in Sant Joan de Moró

Sant Joan de Moró, Castellón • Ref: #07DD84BB

€110,000
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Size

100 m²

Price / m²

€1,103

Rooms

2

OccupancyUnconfirmed
26
Duplex in Sant Joan de Moró — Sant Joan de Moró
Photo: Cimenta2
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El salón presenta paredes limpias y suelo de baldosas en buen estado, pero la persiana y la ventana son antiguas.
  • •La cocina tiene muebles funcionales pero con un diseño anticuado y el alicatado es antiguo.
  • •El exterior muestra calles asfaltadas y edificios en buen estado general, con algunas zonas de vegetación.

Description

Vivienda tipo dúplex situada en planta baja de un edificio residencial en Sant Joan de Moró (Castellón), ubicada en un entorno urbano consolidado de carácter residencial. El inmueble cuenta con una superficie aproximada de 100 m² construidos y dispone además de un trastero anexo. Forma parte de un edificio plurifamiliar construido en torno a 2008, con calidades medias y buen estado de conservación general. Se trata de una tipología dúplex, ideal para quienes buscan mayor amplitud y diferenciación de espacios dentro de la vivienda. Ubicado en una zona con servicios básicos, buena accesibilidad y entorno tranquilo.

Characteristics

Bathrooms

2

Year built

2008

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4288405YK4348N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
1/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 99.72m² en Sant Joan de Moró a 1103€/m² (mediana zona 974€/m², delta +13.2%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 105 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 191 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +13.2% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Sant Joan de Moró, Castellón

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+9.8%Above anchor
Scope
Province (MITMA)
Zone median
€1,005 /m²
This asset
€1,103 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,000
Transfer tax (ITP) 10% — Comunitat Valenciana€11,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€385
Estimated total investment€122,385
Estimated refurbishment (state: mejorable)€40,000 – €70,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
8 Oct 2026
€115,000arrow_forward€110,000-4.35%

Listing intel

SourceCimenta2
On the market sinceJun 2026 (122 days)
On Atalaya since25 Jun 2026
Last updated24 Oct 2026
See all bank-owned properties in Sant Joan de Moró

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing