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AtalayaAtalaya

Apartment in Murcia

Calle Nueva, 44. Sangonera la Verde

Murcia • Auction • Ref: #0692EE65

€34,400
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OccupancyUnconfirmed
68
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

(AVISO: Existe una hipoteca preferente, inscripción 2ª, que garantiza el pago de 118.000 euros, con vencimiento el 4-12-32. A fecha 21 de mayo de 2022 se estaba pagando regularmente a Bankinter, existiendo un capital pendiente de amortizar de 55.279,56 euros. Dicho importe ha sido descontado del valor de subasta fijado por el perito. El comprador se subroga en dicha hipoteca respondiendo de las cantidades adeudadas con la propia finca subastada por todos los conceptos, hasta el límite de lo garantizado por esa hipoteca) URBANA NÚMERO DOS: Vivienda en la planta primera del edificio en término de Murcia, partido El Palmar, pago de Sangonera La Verde, con acceso a través de escalera y portal de entrada que parte de la calle Nueva, donde le corresponde el número 44. Dirección catastral: CL NUEVA 44 Es:2 Pl:01 Pt:0A e/p/p/ 2/01/0A 30833 SANGONERA VERDE - MURCIA. Con una superficie total construida de 145 m2, distribuidos en varias habitaciones y dependencias. ANEJO: Corresponde a esta vivienda como anejo Inseparable el torreón existente en la terraza transitable de la edificación, destinado a TRASTERO O ALMACEN, con una superficie total construida de 7 m2, sin distribución Interior, y al que se accede a través de la terraza de uso común, escalera, zaguán y portal de entrada. Cuota 50 %.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€55,280
Detalle cargasExiste una hipoteca preferente, inscripción 2ª, que garantiza el pago de 118.000 euros, con vencimiento el 4-12-32. A fecha 21 de mayo de 2022 se estaba pagando regularmente a Bankinter, existiendo un capital pendiente de amortizar de 55.279,56 eur
Hipoteca€55,280
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExiste una hipoteca preferente con un capital pendiente significativo que el adjudicatario deberá asumir. Se debe verificar el estado actual de la deuda y si hay otras cargas no mencionadas.

Cadastral data

Cadastral ref.
7799018XG5979N0002EH
Cadastral area
152 m²
Year built
1983
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

68/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
3/15
BOE bonus
3/6

Subasta BOE en Murcia. Puja mínima 34,400€ vs tasación 89,680€ (descuento judicial 61.6%). Posesión desconocida. Subasta cierra en 13 días.

Strengths

  • +Descuento judicial del 61.6% sobre tasación (34,400€ vs 89,680€)
  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Murcia, Murcia, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

—
Scope
Municipality
Zone median
€1,700 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€34,400
Transfer tax (ITP) 8% — Murcia€2,752
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,452

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (7 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing