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AtalayaAtalaya

Calle Saragossa

Putxet, BarcelonaApartmentRef: #060F103C

€724,000
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Size

99 m²

Price / m²

€7,312

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
50
Calle Saragossa — Putxet, Barcelona
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Dúplex de 2 dormitorios con 2 plazas de garaje en la zona de Sant Gervasi de Cassoles, en la ciudad de Barcelona. Tiene una superficie de 99 m² construidos y 82,75 útiles, distribuidos y en salón-comedor, cocina amueblada y equipado con horno, vitrocerámica y campana extractora, 2 dormitorios con armarios empotrados y 2 baños amueblados, uno de ellos con bañera. Además, cuenta con pavimento tipo tarima de madera en la mayoría de las estancias y preinstalación de aire acondicionado. Incluye una plaza de garaje para coches y otra para moto. La vivienda se encuentra en un edificio construido en 2008 con ascensor y piscina comunitaria en la cubierta. Situado en un área residencial del centro comercial y financiero de Barcelona con todos los servicios, esta luminosa vivienda de segunda mano ofrece muy buena conexión tanto por transporte público (autobuses H6, N0, la estación de metro de Pàdua a menos de 300 metros) como privado y fácil acceso a la Ronda de Dalt B-20. La zona está dotada de equipamiento variado, colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2008

Pool

Yes

Air conditioning

No

Heating

No

Garden

No

Energy rating

C

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
8542931DF2884B0005HU

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2286 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 99.01m² en Barcelona a 7312€/m² (mediana zona 6765€/m², delta +8.1%). Buen Estado. Posesión con inquilino legal. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • 2284 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Putxet, Barcelona, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+8.1%Above anchor
Scope
Neighbourhood
Zone median
€6,765 /m²
This asset
€7,312 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+190.6%Above anchor
Scope
Postal code
Zone median
€2,516 /m²
This asset
€7,312 /m²
Samples
196
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€724,000
Transfer tax (ITP) 10% — Cataluña€72,400
Notary (est.)€1,086
Land Registry (est.)€724
Admin agency (est.)€2,534
Estimated total investment€800,744

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2020 (2286 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing