AtalayaAtalaya

Calle Huerta de Gandia

Valladolid • House • Ref: #05465079

€99,000-42% vs area market
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Size

74 m²

Price / m²

€1,338

Rooms

2

OccupancyVacant
79
Calle Huerta de Gandia — Valladolid
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa adosada de 74 m² situado en Valladolid. Se trata de una casa adosada de 74 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. La vivienda se sitúa en núcleo urbano, teniendo buenos accesos por carreteras principales mediante la N-620a y la VA-20. También dispone de varias paradas de autobús correspondientes a las líneas 1, 2, B1, M2, P1, P2 y se encuentra cerca de la estación de tren de Valladolid Universidad. En la población podemos encontrar servicios como centros médicos, farmacias, alojamientos, supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales. Además, se encuentra cerca de varios puntos de interés turístico como el Santuario de Nuestra Señora del Carmen de Extramuros. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1976

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7745133UM5174F0001UU
Cadastral area
82 m²
Year built
1976
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 459 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

79/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 74.00m² en Valladolid a 1338€/m² (mediana zona 2326€/m², delta -42.5%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, stock estancado (457 días).

trending_upStrengths

  • +Descuento del -42.5% frente a la mediana zonal (2326€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −457 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valladolid, Valladolid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-42.5%Strong opportunity
Scope
Municipality
Zone median
€2,326 /m²
This asset
€1,338 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+28.4%Above anchor
Scope
Postal code
Zone median
€1,042 /m²
This asset
€1,338 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 8% — Castilla y León€7,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€108,267

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (459 days)
On Atalaya since25 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing