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AtalayaAtalaya

Casa Adosada en Nueva

Alameda, MálagaHouseRef: #04A401DE

€59,000
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Size

159 m²

Price / m²

€371

Rooms

3

OccupancyUnconfirmed
36
Casa Adosada en Nueva — Alameda
Photo: Hipoges
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Alameda, en la provincia de Málaga. Se trata de una casa adosada de 159 m² desarrollados en dos plantas y distribuidos en salón-comedor, cocina, balcón, 3 dormitorios y 1 baños. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. También ofrece conexión por transporte público al estar cerca de varias paradas de autobús. Por todo ello, la convierten en una propuesta inteligente y una estupenda opción para construir un hogar. Alameda (Málaga) dispone de un consultorio médico básico con atención primaria, pediatría y urgencias leves; la atención especializada se realiza en centros cercanos. La educación se imparte en colegio público e instituto. El comercio local cubre lo esencial con tiendas y mercados. Destaca por su entorno natural, clima suave y vida tranquila. Bien conectada por carretera con ciudades próximas y líneas regulares de autobús interurbano. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 159 m² but the cadastre records 86 m² (-46%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2993105UG5129S
Cadastral area
86 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
20/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 159.00m² en Alameda a 371€/m² (mediana zona 4121€/m², delta -91.0%). Buen Estado. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -91.0% frente a la mediana zonal (4121€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alameda, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-91.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€4,121 /m²
This asset
€371 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-87.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,888 /m²
This asset
€371 /m²
Samples
271
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,000
Transfer tax (ITP) 7% — Andalucía€4,130
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€64,430

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 May 2026
€68,000arrow_forward€59,000-13.24%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing