AtalayaAtalaya

Retail in Medina del Campo

Medina del Campo, Valladolid • Ref: #0435709E

€35,900
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Size

100 m²

Price / m²

€360

OccupancyUnconfirmed
62
Retail in Medina del Campo — Medina del Campo
Photo: Cimenta2
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Good

Photo quality

Good

Description

Local comercial ubicado en la calle Buenaventura Beltran, en un edificio residencial moderno, en Medina del Campo(Valladolid). Dispone de una superficie construida aproximada de 99,70 m², con acceso directo desde la vía pública y buena visibilidad al encontrarse en planta baja. El local presenta una distribución diáfana lo que permite múltiples posibilidades de adecuación para distintos negocios, Se encuentra ubicado en un entorno consolidado con edificaciones residenciales y actividad comercial en planta baja, bien comunicado y con servicios básicos en la zona.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
5/15

Local comercial planta calle de 99.70m² en Medina del Campo a 298€/m² (mediana zona 1424€/m², delta %). desconocida. Zona muy_baja, 108 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 64 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Medina del Campo, Valladolid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-73.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,344 /m²
This asset
€360 /m²
Samples
68
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,900
Transfer tax (ITP) 8% — Castilla y León€2,872
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€40,072

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
7 Oct 2026
€29,700arrow_forward€35,900-20.88%

Listing intel

SourceCimenta2
On the market sinceJun 2026 (117 days)
On Atalaya since16 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Medina del Campo by AI score

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing