AtalayaAtalaya

Calle Nueva

San Martin del Tesorillo, Cádiz • House • Ref: #03E6D4AA

€299,750-60% vs area market
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Size

320 m²

Price / m²

€937

Rooms

3

OccupancyOccupied · type to verify
65
Calle Nueva — San Martin del Tesorillo
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un buen estado general, con detalles de ladrillo y piedra que le dan un aspecto rústico.
  • •Cocina: La cocina está envejecida, con muebles de obra y azulejos antiguos, lo que sugiere la necesidad de una actualización.
  • •Salon: El salón tiene un suelo de baldosas y pilares de ladrillo visto, con radiadores antiguos, indicando una decoración dated.
  • •Pasillo: El pasillo cuenta con armarios de madera y un suelo de baldosas, con una escalera de madera que parece funcional pero no moderna.

descriptionDescription

Casa de 320 m² ubicada en Jimena de la Frontera, Cádiz. Se trata de una casa de 320 m² desarrollados en dos planta y distribuidos en salón-comedor, cocina, 3 dormitorios y 3 baños, entre otras. La casa se sitúa en el núcleo urbano de Jimena de la Frontera, con accesos por la carretera A-2102. La localidad dispone de estación de tren en el núcleo principal, servicio de autobús interurbano y taxi. En la zona se encuentran servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cercano al inmueble se localiza el centro de salud de Jimena de la Frontera, además del Castillo de Jimena de la Frontera. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

3

Year built

2004

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2047915TF9224N0001QJ
Cadastral area
320 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 320.00m² en San Martin del Tesorillo a 937€/m² (mediana zona 2318€/m², delta -59.6%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (34 días).

trending_upStrengths

  • +Descuento del -59.6% frente a la mediana zonal (2318€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Martin del Tesorillo, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-59.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,318 /m²
This asset
€937 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-17.1%Good price
Scope
Province (MITMA)
Zone median
€1,130 /m²
This asset
€937 /m²
Samples
267
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€299,750
Transfer tax (ITP) 7% — Andalucía€20,983
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,049
Estimated total investment€322,782
Estimated refurbishment (state: mejorable)€128,000 – €224,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (36 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing