AtalayaAtalaya

Apartment in Valencia

Calle Santos Justo y Pastor, 101

Ciutat Jardí, València, Valencia • Ref: #033AD81B

€321,810-16% vs area market
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Size

116 m²

Price / m²

€2,774

Rooms

4

OccupancyUnconfirmed
54
Calle Santos Justo y Pastor, 101 — Ciutat Jardí, València
Photo: holapisos
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes están recién pintadas de blanco, pero el suelo de baldosas marrones se ve anticuado y con algunas marcas de desgaste.
  • •Cocina: Los muebles de cocina son blancos y funcionales, pero el diseño y los azulejos de la pared son de un estilo antiguo.
  • •Baño: Los baños tienen azulejos de colores oscuros y un diseño que parece de hace varias décadas, aunque se ven limpios y operativos.
  • •Dormitorio: Las habitaciones tienen paredes blancas y suelos de baldosas, con ventanas enrejadas que sugieren una construcción más antigua.

Description

Espacioso piso en Valencia, ideal para familias. La vivienda dispone de una superficie de 116 m² construidos distribuidos en cuatro habitaciones, salón-comedor, cocina y dos aseos. Está situado en el centro de Valencia, muy cerca de Av. de Blasco Ibáñez en el barrio de Ciutat Jardi. En sus alrededores encontramos el La Salud Hospital, la Universidad de Valencia, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, varias paradas de autobús, la estación de metro Ayora y la estación de tren València-Cabanyal.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1047 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 116.00m² en València a 2774€/m² (mediana zona 3290€/m², delta -15.7%). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

Risks

  • −1039 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ciutat Jardí, València, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-15.7%Good price
Scope
Neighbourhood
Zone median
€3,290 /m²
This asset
€2,774 /m²
Period
abril 2026
Source
Idealista

vs other bank assets

-7.5%In line
Scope
Postal code
Zone median
€2,998 /m²
This asset
€2,774 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€321,810
Transfer tax (ITP) 10% — Comunitat Valenciana€32,181
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,126
Estimated total investment€356,117
Estimated refurbishment (state: mejorable)€46,500 – €81,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceNov 2023 (1047 days)
On Atalaya since21 Apr 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing