AtalayaAtalaya

Casa en D'en Rubi

Tortosa, Tarragona • House • Ref: #01FABF96

€17,500-44% vs area market
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Size

26 m²

Price / m²

€673

Rooms

2

OccupancyUnconfirmed
62
Casa en D'en Rubi — Tortosa
Photo: Hipoges
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir este inmueble en situación especial, para reformar, ubicado en la encantadora localidad de Tortosa, en la provincia de Tarragona. Tortosa, capital de la comarca del Baix Ebre en la provincia de Tarragona, cuenta con una amplia oferta de servicios médicos, incluyendo un hospital de referencia y diversos centros de salud que atienden tanto a la población local como a municipios cercanos. En el ámbito educativo dispone de una red completa de centros que abarcan desde la educación infantil y primaria hasta institutos de secundaria y formación profesional, además de contar con estudios universitarios vinculados a la universidad local. Su actividad comercial es variada y dinámica, con mercados, tiendas de proximidad y grandes superficies que abastecen a la ciudad y a la comarca. Entre las ventajas de Tortosa destacan su rico patrimonio histórico y cultural, la ubicación estratégica junto al río Ebro y la cercanía a espacios naturales como el Parque Natural del Delta. Sus conexiones terrestres son relevantes, ya que dispone de estación ferroviaria, accesos a la red de autovías y carreteras principales, lo que facilita el enlace con el resto de Cataluña, la Comunidad Valenciana y Aragón. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1850

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1316422BF9211E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 26.00m² en Tortosa a 673€/m² (mediana zona 1213€/m², delta -44.5%). Requiere Reforma Integral. Posesión desconocida. Zona media, 114 días en mercado.

trending_upStrengths

  • +Descuento del -44.5% frente a la mediana zonal (1213€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tortosa, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-44.5%Strong opportunity
Scope
Municipality
Zone median
€1,213 /m²
This asset
€673 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+151.1%Above anchor
Scope
City
Zone median
€268 /m²
This asset
€673 /m²
Samples
94
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€17,500
Transfer tax (ITP) 10% — Cataluña€1,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€20,550

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Jun 2026
€18,500arrow_forward€17,500-5.41%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing